How to save money on healthcare? Healthcare sharing ministries
How to save money on healthcare? healthcare sharing ministries (Click here to join us on YouTube)
The healthcare secret that saves you big bucks
Learn about our annual plans:
https://stillmanmd.com/
Sign up for HTMA course here: https://www.stillmanwellness.com/htma-secrets-landing-page
https://substack.com/@stillmanmd
Check out our fundamentals of wellness course: https://www.stillmanwellness.com/join-fow
Learn how we can help you.
https://linktr.ee/stillmanmd
Check Out the Podcast:
https://youtube.com/playlist?list=PLxRRz3RExqpnzXLHnbIvhG8xm4bv74KfG
[00:05] Jim Laird from Largo, Florida discusses Dr. Stillman's upcoming webinar on the HTMA course and early registration availability. For more information, interested individuals can email Jim Laird at [email protected].
Sign up here: https://www.stillmanwellness.com/htma-secrets-landing-page
[03:34] Consider opting out of expensive health insurance premiums and exploring alternative options. High insurance premiums may not provide equivalent benefits and might not be worth the cost. One alternative is to consider high deductible insurance plans. Additionally, healthcare sharing ministries can be a viable option. These ministries involve a group of like-minded individuals sharing healthcare costs, although they may not cover all expenses.
[07:25] It's important to be aware that expensive drugs may not always be beneficial for patients with certain conditions. Some medications can have adverse effects on mental health and overall quality of life. Insurance companies sometimes cover expensive treatments to avoid negative publicity, even if those treatments are not beneficial. Having open discussions with doctors who understand the risks and benefits can lead to more informed decisions about medical care. However, it's worth noting that healthcare sharing ministries and some insurance alternatives may have coverage limitations based on religious beliefs or certain lifestyle choices.
[10:42] Healthcare sharing ministries provide coverage for specific medical treatments but not others. They do not cover treatments for illnesses that fall outside the scope of their coverage, such as liver disease caused by alcoholism. Additionally, treatments for sexually transmitted illnesses are typically not covered. However, these ministries often negotiate lower prices with hospitals, which can be beneficial for patients. When signing consent forms at medical facilities, it's important to carefully read and understand the documents to know what you are agreeing to.
[14:04] There is a perception that medical care is always expensive, but many drugs are actually affordable. Some medications are available for as little as $4 at Walmart. There is a need for more education and coaching to help individuals make informed decisions about their healthcare choices.
[17:16] Education and healthcare costs in the US are skyrocketing, resulting in students having huge loan debts and patients facing high medical bills. The education system's reliance on government loans has led to inflated prices and massive student loan debts. Additionally, hospitals charge exorbitant amounts for medical treatments, and the lack of price transparency remains a significant issue.
[20:17] The retreat in Nicaragua offers a safe environment and alternative healthcare options. In January, join Jim Laird, Stan, and a specialist in sustainable living and female hormones for a week-long experience. Nicaragua is considered safer than most major US cities, making it an appealing place to live. Taking control of your health involves educating yourself, asking questions, and carefully reading everything before signing. Considering high deductible plans and healthcare sharing ministries can contribute to more affordable healthcare. The ultimate goal is to save money and empower individuals to take ownership of their health. Check it out here: https://info.granpacifica.com/rest-reset-recharge-vip-vacation-package
[23:23] Taking control of aspects within your control fosters resilience and the ability to overcome challenges. Despite the vast amount of information available, many people lack knowledge on how to maintain good health. It's important to differentiate between knowledge, understanding, and execution. Consistently executing simple daily habits yields the best long-term results.